One of the biggest challenges of being a business owner is not being aware of what you don't know about incorrect ownership structuring. You most likely came from an employee background and then leaped forward into the new title of business owner. Like Superman, you were assumed to have x-ray vision, super human strength, unlimited endurance, ability to rescue friends, co-workers and strangers in distress with your psychic powers, have the speed of a bullet train completing customer orders all while handling the media with flair . . . and you were looking well groomed, rested, spotless and...

Sometimes in life you may get to live some of your dreams. Standing on my front gallery on St. Croix I look across the channel. On a clear day I can see St. Thomas and St. John off to my left about 39 miles away. These two islands make up two sides of the three island trinity of this the Virgin Islands, a U.S. possession. St. Croix is the third island. Gazing slightly to my right I can see Tortola in the distance, too. It is located in the British Virgin Islands. These two separate island chains are in reality very close geographically together. These tiny bits of earth in a huge ocean far...