Tess Williams has made it to the top of the banking world as senior vice president of the largest financial institution in the US. As head of The Bank's IT division she makes a presentation to an international banking conference in London. Her ideas inspire a small, nefarious group of world bankers to want her creative talents to design a system where they can make secret transactions between banks, between countries, among corporations, all without anyone ever knowing it has happened. One of the conspirators, her boss and ex-lover, takes her on a cruise ship in the Mediterranean to convince...