Mobile phones and mobile applications are receiving overwhelming attention in the present day technology era. Mobile phones were primarily used to make calls and transmit text messages. Most consumers never expected to use mobile phones for special purpose. Yet few consumers imagined using their mobile phones for snapping pictures, making videos or watch movies. The certainty is that mobile phone is fearless to replace traditional wallet as it does with pages, cameras, TVs and watches. Consumers can now pay for digital and physical goods using their handheld devices, welcome to the NFC...