After losing her ten-year grant studying near-death experiences, Rosa's forced to make ends meet as a hospital auditor for Uncle Sam - a dead end job filled with highway miles and hate mail. It's about to get worse. Life flies askew when Rosa's pervert boss, Jack, sends her to Mayfair for the year's last audit: She battles grumpy Nurse Jones, fantasizes about hunky Joe-Bob, and puzzles over Mr. Stohler's disastrous visions. Despite Iowa's frigid winter, Mr. Stohler sees the charming village of Mayfair roasting over an open fire this Christmas. More than bad dreams, Mr. Stohler's fantasy...