Personal financial planning is often considered a complicated and unpleasant topic. It is ignored as long as possible, until the reality of its hold on our life becomes relevant. Unfortunately, by then it may be a rough journey ahead. Written by an engineer who has experienced many facets of financial challenges throughout his life, sustainable concepts are presented in an easy-to-read format for those who do not have extensive financial backgrounds. This book is intended for all those who work hard to earn a living. Those who are new to the workforce, those who have seen the recent ups and...