Needing to save money is a harsh realization that we all come to at some point in our lives. But how do you do it on a day to day basis? I grew up the adopted only child with two parents whom cared for me, put a roof over my head, food in the kitchen and gave me all the love in the world. With that came little "want" for anything. Meaning, yes I was a spoiled only child. Now, in my thirties, grown with six children, one amazing grandchild and a spouse who works in civil service I can tell you I can tell you it has taken blood sweat and tears to own the home (and pay the mortgage that comes...