Examination of the charter choices made by the more than 1,600 new banks established from 1998 through 2008 reveals that since 2003 there has been a clear and persistent shift in preference away from national bank charters and in favor of state bank charters. This study seeks to understand the primary reasons for this change in chartering behavior.
Examination of the charter choices made by the more than 1,600 new banks established from 1998 through 2008 reveals that since 2003 there has been a c...
Examination of the charter choices made by the more than 1,600 new banks established from 1998 through 2008 reveals that since 2003 there has been a clear and persistent shift in preference away from national bank charters and in favor of state bank charters. This study seeks to understand the primary reasons for this change in chartering behavior.
Examination of the charter choices made by the more than 1,600 new banks established from 1998 through 2008 reveals that since 2003 there has been a c...
Since 2007, the number of bank failures has soared. A large percentage of the failures involved young banks formed during the mid-1990s amid the wave of new bank charters granted by federal and state banking supervisors. De novo bank supervisory choices could influence their failure risk if charter-related disadvantages exist and are large, or if the ability of banks to choose among multiple supervisors results in more lenient supervision and facilitates greater bank risk-taking.
Since 2007, the number of bank failures has soared. A large percentage of the failures involved young banks formed during the mid-1990s amid the wave ...
