The financial crisis is not too far gone; the ripple effects of it are still being felt, especially in countries like India, where the impact was slow in filtering through. It is still a very pertinent topic, especially keeping India, in mind. With this backdrop/background, a possible solution has been looked at in this work to ensure such a global crisis does not reoccur. In order to come to a possible solution a clear analysis has to be made of the possible causes of the crisis. Looking through the literature available, investment banking and credit ratings emerged as two of the many...