Buying a Universal Life insurance policy as an investment is a sales pitch that can sound compelling. To make this sales strategy harder to resist, insurers employ the use of illustrations which are supplied to agents and brokers as sales tools. These illustrations have become an exercise in deception, showing cash values that have nothing to do with reality. For the first time, this scam is exposed for what it is. If you have bought or are considering buying a Universal Life insurance policy, you need to read this book.

The only UNCENSORED book on how to not lose money when dealing with the financial industry.... Investing is different than saving money. Saving money is the easy part. Investing is the hard part and this is where most Canadians lose their money. This is because as soon as you start to invest money, you have to deal with the financial industry. The financial industry is built upon the concept of charging the highest amount of fees for the least amount of value for their advice and products. This means that most Canadian lose a minimum of 40% of their retirement assets when dealing with the...