Spending wisely is fundamental to having a financial breakthrough and success in life, no matter the level of your income. Many people with low incomes are rich today because of proper management of resources, while some rich people have become poor due to their reckless lifestyle and riotous spending. The true life stories of people in this book will challenge you to set something aside for the future, irrespective of your income. If you can avoid the pitfalls in this book, you will be laying a solid foundation for wealth that can stand the test of time.