Changing your present financial condition doesn't start with inspiration or motivation it begins with education. The ability to change your financial future resides in you making better financial decisions today. To get there though you need to be educated on how to spend and manage your money. This book presents a practical guide to help you; the single parent, young adult, university student, mother, father, grandparent, entrepreneur to manage your income better. By reading this book you will find some simple disciplines required to move you to that position of being financially independent...