Your next door neighbor drives a high-end automobile, your colleague's children attend private school, and your best friend is in a suburban McMansion. Have you ever wondered how they manage all these outwardly extravagant lifestyles? The truth is they may be struggling harder than you know, or living entirely for now with little view towards their future financial well-being. This short book will equip you with the Simple Money financial tools needed to assess and manage your own finances. Finding the right balance between living for today and adequately planning for the future is possible.