If you are one of the millions of Americans who are turning sixty-five this year, or if that benchmark is drawing near, you're probably finding yourself faced with a lot of questions concerning your future and, in particular, your health care and how to afford it.

Medicare is an insurance program unlike any you've encountered before. If you want to get the most out of your coverage and maximize the medical care system as a Medicare recipient, you have to fully understand your available options in order to select what's best for you as an individual. But, given the existing resources...