This book will lay down 10 simple steps to a structured way of dealing with the current recession and how to use your actual finances that are incoming to elevate and dictate to bill operators on how you will like to pay your own bills. The reason behind this book is to acknowledge the fact that, there is a recession and majority of the people around the world are being squeezed with numerous outgoings. I understand the squeeze and I have come to understand the math behind household budgeting without the added stress.