This book is written with the intent to arm the reader with enough knowledge to make empowering decisions for your financial future. The author wanted to gather and explain some of the confusing information about the laws that are designed to protect the consumer. If you understand the laws that are designed to protect the consumer, then you will understand what behavior and business practices are not okay. You need to know when you have been wronged. Unfortunately, it seems that it the the less educated and the consumer without the knowledge and financial means who are mostly taken advantage...