Everyone with a view to retirement has received and continues to receive unending financial advice on retirement. The advice comes from family, friends and professionals. There is such a plethora of advice on the subject that you invariably wonder what is correct. Your parents probably started the conversation on saving for your future by saying something like: "Put aside something for a rainy day " or "Don't put all your eggs in one basket " While there are many very financially astute family members and friends, every individual retirement case is different, and a non-professional may...