Most people today end up with too much month and not enough money. Many college graduates, senior citizens and downsized executives are searching for ways to increase or supplement their income. There are very few jobs around that will pay sufficient to cover needs, let alone wants. Jobs that used to be available for unskilled workers or teenagers are now being taken by those who are under-employed. The unemployment figures are discouraging no matter how much motivation, skill, and talent you have. You started selling old stuff on Craigslist and donating plasma, and you're still not covering...