This study, Challenges of Financing Small and Medium Scale Enterprises (SMEs) in Nigeria was undertaken to find out the challenges that funding institutions encounter in their bid to extend credit facilities to the SME sub-sector of the in Nigerian economy. It is a general consensus that SMEs play a key role in transition and developing countries as they account for more than 90% of all firms outside the agricultural sector, constitute a major source of employment and generate significant domestic and export earnings. Studies however show that funding for small and medium enterprises (SMEs)...