Why are so many people who graduate from college totally ignorant about personal finance and credit? Why do so many college graduates end up with over $4,000 in credit card debt, over $25,000 in student loan debt and poor credit scores before their first job? Personal Credit 101 is a 20 minute crash course for college students and their parents. This book will teach you how you establish personal credit and how you can destroy it. It will explain your personal credit report and credit score that affect everything you do in life like getting a job, renting an apartment, getting a car loan and...