With financial and other personal information about us in countless databases, there is a pervasive concern in many countries that we have little control over access to potentially harmful uses of that information and that little can be done to address the problem except to give out as little information as possible and try our best to monitor our credit reports and financial accounts in an effort to detect unexpected activity if it occurs. By not enacting strong information privacy laws in the non-governmental sector, the U.S. Congress and the fifty states have effectively defaulted to a...