The research was initiated to pinpoint the trend of bank lending from the context of enabling innovations, to identify the basic factors that influence the success of innovations and to forward workable solutions in the area. The findings of the research show that bank lending in Ethiopia has been skewed towards more organized, experienced and collateral possessing firms than innovators. In addition, the current practice has nothing new when compared with the trend despite slight increase in the share of loan granted to the manufacturing sector, the sector that comparatively contains higher...