The present study relates to all the Scheduled Commercial Banks operating in India using the post nationalization period time series data from the year 1970-71 onwards.The results suggested that in respect of agricultural and non-agricultural credit Scheduled Commercial Banks have reverse trend with each other.Further, the result indicates that inter-state disparities in flow of bank credit to agriculture reduced in pre-liberalization period and the disparities increased in post-liberalization period.Correlation results showed that higher loan recovery performance is associated with higher...