The present study is an attempt to identify the financial issues of SMEs of Pakistan. Pakistans cotton ginning industry has chosen as a case. The general objective of the study is to analyze the financing issues of the small-scale industries with appropriate alternatives and financing solutions. The extensive theoretical framework about financing of SMEs along with seven hypotheses (for testing) has been included in research work as base of study. Both qualitative and quantitative research methods have been employed for the research work. Statistical data analysis techniques are used to...