When the cashier asks if you want to pay with cash or credit, what will you answer? "Paper or Plastic" written by Jerri Simpson, also known as The Debt Lady, provides the basics of personal finance. From being a debt collector to now being a debt educator, with over 30 years of experience. This book touches on subjects such as budgeting, interest rates, evaluating your income versus expenses and financial planning to ultimately achieve your goals. She provides actual worksheets for executing your financial plans as well as helpful tips you can begin to use today This book doesn't teach you...