One of the most important innovative concepts is the credit scoring. Today it can be interested in different sectors. Thus the improvement of credit scoring is increasing day by day as a strongest part of Risk Assessment Management. The credit scoring with the help of classification techniques provides to take easy and quick decisions in lending. However, no definite consensus has been reached with regard to the best method for credit scoring and in what conditions the methods performs best. Although a huge range of classification techniques has been used in this area, the logistic...