Natural and human-made disasters are increasing around the world. Hurricanes, typhoons, earthquakes, tsunamis, droughts, and resultant famine, floods, and armed conflicts are constant reminders of the frailty of our human race. Global warming may cause whole island states to be submerged as the oceans rise. In the past these acute and recurring crises have been met by the international community responding to UN and media appeals. The economic collapse of nations is now a reality; some of those most affected had been traditional, generous donors to disaster relief operations. It is...