Recent macroeconomic developments in Nigeria's financial sector reveal a strong desire by the monetary authorities to reposition Nigeria's financial system to meet the trend of globalization. This study therefore, investigated the determinants of private domestic savings in Nigeria and also examined the impact of savings and bank credits on Nigeria's economic growth.Two models were adopted viz Distributed Lag-Error Correction Model (DL-ECM) and Distributed Model. The empirical results showed a positive influence of values of GDP per capita (PCY), Financial Deepening (FSD), Interest Rate...

The Holy and the only book of God in human existence-the bible is a library of inspired writings from God. The bible contains direct word from God to His creatures and these came through; prophecies, visions, trance, dreams or His direct communication with His people from generation to generation as it has been recorded in His word. He also inspired Spirit filled men to write down His words in psalms, proverbs and poems (Psalms, Job, Songs of Solomon and proverbs). In the four gospels (Matthew, Mark, Luke and John) He spoke in

The race we are running, the path we are treading and the challenges we encounter on daily basis was experienced by the patriarchs of old, for nothing is new under the sun. The book -Jumpers At the Gate of Hell is a reminder to us of these clouds of witnesses who are cheering us up never to give up till we wear the crown. This book is a clarion call to all believers and sinners as well. The coming of the Lord is nearer than we think.

"Jezebel the Mother of Harlot and the killer of my prophets, you are asking for regeneration so that you will be able to live again. I will not have mercy on you, you are doomed forever You seduced my prophets to eat food offered to idols. You threatened my prophets with death. Now you want me to give you grace so that you will be able to regenerate again in the flesh. Grace and mercy are obtainable only on the earth, after death the Judgment" This book is full of many allegorical words and statements which should not be misunderstood but be seen as figure of speech. The supernatural, the...

Life's battle is for real men and women. We must fight whether we like it or not and that because there is a waiting foe who would certainly strike and that from the day of your birth. The scripture was clear on this battle, the foe and what we must do. "For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places. Wherefore take unto you the whole armour of God, that ye may be able to withstand in the evil day, and having done all, to stand." Ephesians 6:12, 13. The...

If man is foolish, let him (clay) remain foolish. If man is wise, let him remain wise. But one thing is sure, God cannot change. He cannot lower his standard. If only man will not read the sword of God (Bible) and allow God to teach them what to do and what not to do in life. Man must make up his mind on what they want to escape perdition, because the Devil is out fully to seduce and deceive man with all sorts of deceit, the sole reason this book was written to quicken the lukewarm and energize them for the raging battle for eternity.

Angels are ministering spirits created by God to carry out specific tasks. If you are conversant with the Bible you would always see them at work - working with God from creation, they were agents of change and chance to declare the mind of God to men. Here is a work that brings to fore the minds of these special creatures. You would observe how they marvel at man's make up and why they cannot comprehend why man cannot understand the potential in them? But there is a cause, a fallen Angel is out to reduce man to all forms of filthiness - this culprit is the dark lord, Lucifer and fallen...

If you have read Bro. Orji's first book: Jumpers at the Gate of Hell, you would not hesitate to proceed with the sequel, Ghost Walker. The reason is not farfetched, they are works dug from the spirit world. You may wonder why? Think no further, his vivid description of things outside the world of humans, spirit encounters and allegory's are beyond ordinary. From the beginning of the book your pulse would be aroused, as you encounter the interaction of the dead with the Angels of Light and Darkness. The journey becomes as intriguing as there is intermarry between the world of the living and...