Although the title Apple for President! is, I hope, somewhat provocative, the subject matter is serious. As citizens, we can no longer stand around passively hoping that a new economic platform will somehow spontaneously take shape and raise us out of our economic difficulties. Our governments unapologetic addiction to borrowing and the pervasive financial challenges of many of our citizens are two clear indicators of the magnitude of the challenge.

Our current form of government-operating under the same structure first adopted when our Constitution was ratified in 1788-has not kept up with...