Poverty and unemployment are the main problems faced by the rural people of India. Due to illiteracy, small-sized holdings, natural disasters, unemployment, uncertainties, lack of warehouses and communication, prices received by the sample members are not reasonable which has adverse impact on income level. Education and technology are also not up to the mark and these have led to backwardness of the area. Credit is necessary in time and in adequate amount to stimulate the tempo of agricultural production. Money-lenders have been the most important source of credit because it is easily...