Wall Street takes $530 billions of our money every year Every year, you and I give up $530 billions of our returns to the middle people who claim they can outperform everyone else. Most can't and we lose. The average investor earned just 3.79% annually while a market index earned 11% over any period for 30 years. http: //www.dalbar.com/Portals/dalbar/cache/News/PressReleases/DALBAR%20Pinpoints%20Investor%20Pain%202015.pdf According to an unbiased Morningstar study, low-cost funds beat high-cost funds all the time. It is a myth of Wall Street that you must pay more for good performance. You...
Wall Street takes $530 billions of our money every year Every year, you and I give up $530 billions of our returns to the middle people who claim they...
Reach your financial goals automatically Funds or ETFs Mutual funds or ETFs? That is the question. Whether it is nobler to pay a set annual fee or a set annual fee plus commissions. Whether you will trade, rebalance, market time, buy and sell or sector rotate or just hold the same funds for long periods so your money compounds. Wall Street says you should trade ETFs because ETFs have the edge over funds. It is easier to sell the "dogs" when you have ETFs than when you own funds. It is HARD to leave your money alone to grow by compounding the earnings. It is cool to be a "player." Warren...
Reach your financial goals automatically Funds or ETFs Mutual funds or ETFs? That is the question. Whether it is nobler to pay a set annual fee or a s...
Avoid $100,000 tax on investments Reduce tax on retirement income Offset Social Security reductions Create a tax-FREE estate for heirs America's working people are the only ones without a tax shelter. Wealthy people like Warren Buffett pay only 17% total tax while we pay 33% total http: //www.youtube.com/watch?v=Cu5B-2LoC4s. Mitt Romney and John Kerry pay less than 15%. Many corporations like Apple and Google hide income in corporate shells and pay 10%. Some use a fake legal address and moved their good-paying jobs to other countries to save taxes. http:...
Avoid $100,000 tax on investments Reduce tax on retirement income Offset Social Security reductions Create a tax-FREE estate for heirs America's worki...
I helped make your advisor's Sales Hype Do you need your advisor to succeed with investments? Do you think your advisor's strategy can beat a market index fund? Do you know how many sales your advisor must make to keep their job? What is your actual total return with all costs included? Why do many Wall Street firm owners use index funds? Most wealthy people can answer these questions. Can you? Today, the information to answer these questions is easily available but only savvy shoppers have used it to succeed. They realize that the retail financial industry is extremely profitable because the...
I helped make your advisor's Sales Hype Do you need your advisor to succeed with investments? Do you think your advisor's strategy can beat a market i...
