In 2008, the United States suffered a catastrophic meltdown of our economy. This was the result of a collapse of leveraged real estate financing of home mortgages. This was due to low interest rates set by the Federal Reserve and large financial organizations using leverage to multiply their investments. Rapidly rising unemployment, a massive number of home foreclosures, near collapse of the banking and investment sectors - all of these and more contributed to one of the bleakest economic times since the Great Depression. According to Jack Reinhard, we must give full and complete credit for...