Do you have a financial future? Set and reach money goals. Set-up a tax-FREE investment account. Buy and hold 10 mutual funds all your life. The greatest impediment to financial freedom is debt. Most of us live paycheck to paycheck. Freedom from our chains of lifelong payments requires immediate action: cutting credit cards and amputation of some of our costly toys and habits. Going cold turkey is the only way to save our life in rehab. When we have financial freedom, we can buy new toys using the profits from our investments. Right now, you are making other people wealthy from your monthly...

Social Security will reduce benefits in about 2033. Pick the right Social Security benefit timing for you. Create budgets that guide your spending. Create an investment plan for 30 years. Create tax-FREE income from your IRA. Take advantage of the miracle of compounding: $100,000 becomes $600,000 in 15 years. We need to maximize our Social Security benefits. The average benefit is about $15,000-about HALF the average retiree's income of $31,000. This is less than the level needed for most families. Most economists say we need 80% of the the average household income of $51,000. We need to...

We all want: guaranteed income stream for life never outlive nest egg never give up control of assets My clients want a guaranteed income stream for life AND they don't want to run out of money AND they don't want to give up control of their assets. They want the perfect financial retirement. They want an inflation-proof income for the rest of their lives without giving up control of their assets. They want to reduce income taxes. They don't want to get stuck paying for the deficit from two wars, two tax cuts and two bank bailouts. Today you can buy that guaranteed inflation-proof income...

* Insurers take $ Billions from our annuity plans * Inflation cuts payment value in HALF * Guaranteed annuity income ends at death * Insurers never return our annuity assets Yes, everyone is talking about annuities for retirement income. They are popular; but they are expensive. They take billions of dollars from our retirement funds in exchange for a guaranteed stream of payments. But those payments can end at our death. Our family may lose the legacy we worked hard to accumulate. Insurers keep the remainder of our annuity account. And, if we have a medical emergency, there are no refunds....

DEGREESCreate a stream of income at low cost DEGREESKeep your nest egg growing to beat inflation DEGREESBuild assets for medical emergencies and a legacy DEGREESUse the Warren Buffett retirement strategy We need a strategy to succeed in retirement too We want to have enough money to do whatever pleases us and yet we don't know how long we will be able to do those things we love. Despite what my industry says, there is no magic number. Besides, having lots of money is not the answer. The traditional answer that advisors provide when we ask "how can we receive a regular payment each month" is...

Your Wealth ReserveTM provides TAX-FREE income for life. Your tax-advantaged mutual funds grow at 10-12% per year. Your investment plan assures you of income AND growth. Your spending plan assures you of income for life. I am not a CPA or tax attorney. Read this before you pay fees. My experience is in helping people build and maintain their retirement lifestyles: Create a nest egg and sustain income for life. My clients have used low-cost diversified mutual funds to assure them of retirement income AND inflation-busting growth they can't outlive. We know that income taxes will continue to...