Household savings in rural areas appear to be a difficult variable to measure. They are not always quantifiable. Saving methods are practiced according to the need for ensuring a long term security of the household. One must differentiate between the saving potential of the rural community in cash, kind or livestock etc. Since the definition of saving is not consistent in formal and informal sectors, it is necessary to comprehend what rural savings are and what causes them to vary. The study conducted in rural Pakistan, therefore, focuses on the type, magnitude and determinants of...