EIFLE award-winning authors Wes Karchut and Darby Karchut (Excellence in Financial Literature Education awarded by the Institute of Financial Literacy) have written this guidebook to your personal finance. Offering an alternative approach that respects your lifestyle choices, regardless of what those may be, you can improve your finances starting from where you are without sacrificing the things that make your life fulfilling. Successful personal finance is about making the right decisions at the right time - it's not about working harder. This is a guide for anyone who wants a simple and...

2014 - RE-RELEASE All you need is one person who believes in you. Armed with the power to control the ancient elements of Earth and Fire, sixteen-year-old Griffin is determined to complete his apprenticeship and rise to the rank of Terrae Angeli. But first, he must overcome a brutal past if he is to survive in this world. Will the perseverance of his kindly Mentor and the love of a mortal girl give Griffin the courage he needs to face the monster still haunting him?

Forced to become mortal, ex-teen angel Griffin has been banished from the Terrae Angeli. Struggling to adjust, he enrolls in the heaven-and-hell known as high school. In spite of his friends' support, Centennial High proves to be a battleground. And, to make matters worse, his Mentor, Basil, has been forced to take on a new apprentice, the gifted and egoistical seventeen-year-old Sergei, whose covert attacks makes Griffin's home life as bleak as a Siberian winter. Caught between school, Sergei, and a desperate secret, Griffin is certain of one thing: the only way to fight a Cold War is with...

An old enemy returns. A new alliance is formed. And Griffin finds himself in the eye of the storm when an ancient racial hatred is set loose, jeopardizing the very existence of the Terrae Angeli. Once again, the teen guardian angel is forced to battle his worst nightmare. But this time, Griffin comes back swinging. With a vengeance. After all, an eye for an eye...