In this study we estimate the total factor productivity growth of Pakistans commercial banking sector for the period 1992 - 2000 by bringing together the supply and demand sides of banking services. We employ the translog cost function that includes inputs like labour, capital, operating cost and deposits. The two outputs of the banking sector considered for analysis are loans, advances and investment, and contra accounts. The study provides estimates for the total factor productivity which has shown an upward trend for the period under consideration. The results obtained suggest that the...