Big banks and Wall Street did not act alone in creating our "Great Recession." They had partners. Hundreds of boiler room operations sprung up across the USA jammed with money-hungry twentysomethings fresh from parking cars, trained for 30 days and then let loose to sell just about anyone into refinancing their home. Jim Roberts, CEO of fictional Katana Mortgage, knew his firm was perfectly placed to ride the wave of loose money and virtually non-existent regulations to become a major player in the developing subprime market. Driven by greed and an insatiable appetite for closing deals, he...