The study has been conducted to investigate microfinance impact on income and employment of the rural poor, through an investigation of the financial behaviour of the SHGs and the sample households. Using the survey data pertaining to 20 SHGs (200 households) and forty non-participant poor households, (selected from same villages from where SHG members are selected), the study has attempted to examine the above issues. The socio-economic background of the sample households is undertaken which is helpful in understanding (a) characteristics of participants in SHG programmes, and (b) also helps...