If your teachers would have taught you as much about money as they did about Shakespeare in school, do you believe that your finances would be in better shape today? In life, you can correct a lot of mistakes but the hardest mistakes to correct are those relating to your personal finances. Saving and getting out of debt is highly rated on the New Year's resolution list each and every year but unfortunately you haven't been able to make much progress. You have tried to make changes, tried to limit your spending, even tried to hold off the urge to shop but no matter what you do the results are...