Financially independent people live the Simple Financial Life. The Simple Financial Life consists of five actions. You don't have to be wealthy or a genius to become financially independent. This book will show you how to live the Simple Financial Life: Use only 3 mutual funds to reach ALL your financial goals. Buy the best tax shelter. No taxes ever and it's FREE. Protect your family and assets with your Wealth Reserve. Borrow from your own 'bank' to pay for large purchases. Stop wasting $3,000 or more on the financial products you now own. Manage your investments in 15 minutes per quarter....

Save up to 60% off Never Pay Retail Again "Investors should purchase stocks financial services] like they purchase groceries-not like they purchase perfume..." legendary value investor, Benjamin Graham The financial world has changed. In the 21st Century you can buy direct without the sales person's markup. You save $3,000 every year on the financial products you already own by switching to the low-cost products and services that many industry insiders buy for their own accounts. Mr Graham would have bought his securities at a discount broker directly not at a "Wealth Management Private...

Most people are wasting $3,000 every year on insurance they don't need. Our industry insiders help you decide what and where to buy. Using "direct writers," you can save up to 60% off any insurance-Vehicle, Homeowners, Life, Lawsuit, Health, Disability, Long-term Care, Annuities.

Stop borrowing. Pay cash from your own 'bank' for major purchases. Stop overpaying. Save on insurance, mutual funds, securities, mortgages, banking. Your Wealth Reserve is a new way of managing your financial life. Build your Wealth Reserve by investing the $3,000 wasted on overpayments on financial products and services.

I want to control my own money. I don't want to fear having it or not having it. By that I mean that when I start making good money, I want to know where it goes and what I can accomplish by saving and investing it. I want to be able to set priorities in spending money. I want to know what I can spend money on and what not to waste it on. I want to feel like I control my future. How and where do I invest? What do I need to avoid in handling money for the long term so I have money to do what I want to do in the future. I want security in knowing I have resources. I want to be able to spend...

Build Wealth with savings on financials you already own. Stop overpaying for insurance, mutual funds, securities, mortgages, banking. Accumulate $ 948,817 in 25 years from the savings. Wouldn't it be great to create wealth just by investing some of the money you already spend on insurance, mutual funds, brokerage and bank services you really don't need? What if real industry insiders showed you what and where to buy every financial service without retail sellers' markups. That is exactly what this book can do for you

This book will show you how to: Create a $2,000,000 tax-FREE Retirement System. Use the best legal tax shelter: no taxes . . . ever. Tax-favored over a 401k even with 6% match* Protect your family and assets with your System. Borrow from your System to pay for large purchases. Buy whatever you need without going into debt to others. Self-insure manageable risks-invest the premiums saved. Buy financial services wholesale--save $3,000 a year. Manage your System in 1 hour per year. $2 million can produce $160,000 a year in retirement.

Buy assets that grow by themselves. Most working people are "leaking" at least $3,000 every year on their insurance, mutual funds, securities, annuities, funding for vehicles, education, retirement. Many do not need them and others are paying too much for them. Mend your cracked nest egg Buy only what you need--not what they have to sell. Learn 101 products NOT to buy and why.

Your grandchild could have a $2,000,000 Wealth Reserve providing tax-FREE income. Your monthly gift could provide your grandchild with real "social security: " their own tax-FREE money. You take advantage of the miracle of compounding. Your gift becomes a $2,000,000 Wealth Reserve. You could reduce your taxable estate by $500,000 for each grandchild. Your grandchild will NEVER have to pay taxes on the money either. Social Security will exhaust its funds in about 2037, according to 2010 projections. Start today Every year you delay costs your favorite kid $100,000 later.

"Stay the course" John Bogle, founder, Vanguard Group Create budgets that guide your spending. Create an investment plan for 30 years. Create tax-FREE income from your IRA. Self-insure and self-fund your financial needs. Take advantage of the miracle of compounding. $100,000 becomes $600,000 in 15 years. Social Security will exhaust its funds in about 2037, according to 2010 projections.