Many people and financial institutions have managed money and credit poorly, which is why America is in a deep recession. Writer Teneshia LaFaye freely admits she screwed up with money and her son, co-author Darian Demetri was there to witness it. Despite the recession, Teneshia has gotten a handle on money management and has transformed her credit from poor to excellent to build her first house on a large lot in Florida. Teneshia and Darian believe the reason people are poor money managers is because they receive minimal financial education in school. So the mother and son have written this...