Thirty-eight-year-old aeronautics consultant, Doctor Ron Jafray, stood in the slurry-a mixture of water and ashes. He stared up at the erect, brick chimney, now alone, without walls. Just a few days ago, it had warmed the old Victorian. Ironic, he thought, that the old Victorian ended up warming the chimney. Jafray shook his head, and muttered under his breath, "Damn! What a year. What a hell of a year!" It was 1999, and so far a bad year for Jafray. First, his wife had an affair. Then two months later, she was murdered. And now, the home he had bought for her was gone. How was he to know...