You've got to have the WHY before the HOW.
This book takes your hand, gives you the WHY to plan for tomorrow, and begins helping you start a better financial future. A combination of stories, exercises, and tips propels you in the direction you need to go. It's a different approach than you might expect, but it has been successful in helping many in the past. This book not only helps you establish your "WHY" to a better financial future, but helps you with realistic beginner steps to guide you along the way. So roll up your sleeves, get something to write with, and get excited about...