Billions of hard-earned investor dollars were unnecessarily lost during the 2000-2002 stock market crash due to lack of knowledge and poor advice. Many individual retirees had to re-enter the workforce because of those losses. It is not rocket science to build a high-value secure retirement. The largest population segment in history is about to retire, over 70 million people. Armed with the right knowledge and assistance from value oriented professionals, these potential retirees can be assured they will live well in their retirement.