Fair Lending ComplianceIntelligence and Implications for Credit Risk Management
"Brilliant and informative. An in-depth look at innovative approaches to credit risk management written by industry practitioners. This publication will serve as an essential reference text for those who wish to make credit accessible to underserved consumers. It is comprehensive and clearly written." --The Honorable Rodney E. Hood
"Abrahams and Zhang's timely treatise is a must-read for all those interested in the critical role of credit in the economy. They...
Praise for
Fair Lending ComplianceIntelligence and Implications for Credit Risk Management
"Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. The most impressive attributes of their new system is its commonsense return to the basics of traditional underwriting, combined with factors based on expert judgment and statistics and forward-looking attributes, all of which can be updated as...
"Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the resi...
