Life is not lived all at once--it's lived in moments, days, months, years, and decades. This means that the financial plans and actions we all have to take to meet our responsibilities sensibly must be organized by years and decades.

Ben Stein wrote the original guide to this subject almost a quarter century ago. Now, Ben, along with Phil DeMuth, the eminent financial planner and writer, have gotten together to update the book, incorporating the massive changes that have occurred in the economy in the past 25 years. This book tells you what and when to save, how much...