Most readers, especially those with car loans or home mortgages, know about 'collateral' property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of productive assets...
Most readers, especially those with car loans or home mortgages, know about 'collateral' property that the lender can take away from the borrower in t...
Fostering the entrepreneurship of women is important for Pakistan's economic growth and inclusion agenda, and access to financial services is an important component of starting and growing a business for women entrepreneurs. The original purpose of Are Pakistan's Women Entrepreneurs Being Served by the Microfinance Sector? was to determine whether women entrepreneurs have access to, and are using, microfinance loans as a source of finance for their businesses. However, the findings of the book go beyond the narrow objective of understanding whether microfinance providers are reaching...
Fostering the entrepreneurship of women is important for Pakistan's economic growth and inclusion agenda, and access to financial services is an impor...