This guide was written to assist and educate the general public of the dangers of fire, burglary, assault and fraud in our everyday lives. Emphasizing actual events, the author covers a multitude of areas such as security at the ATM, preventing rape, fire hazards such as combustion, extension cords, and space heaters. He also emphasizes the dangers connected to smoke detectors and electronic burglar alarms and demonstrates how a home or business burglar alarm system may fail. He continues with state of the art advice regarding computer and on-line security against fraud.