Building a comfortable and secure retirement is by no means the preserve of the youthful and brilliant. Many have soared into millionaire-dom later in life after bouncing back from starting late, making mistakes, suffering losses and discovering a strategy that makes a difference. These financial newbies regroup and discover a non-competitive, holistic, long-term and low-cost investment strategy that rejects Wall Street's shenanigans and contrasting values. This book is a story of how two teachers on educators' salaries managed to retire early with financial freedom, without financial...