There was a time when it was clear what risks social security policy was meant to protect: unemployment, sickness, and occupational disability. For many decades, although true equity remained elusive, a focus on these 'external' risks seemed to be enough. It is to the credit of more recent policy that such previously 'hidden' but all-important matters as excluded minorities, inadequate income, and obstacles to personal development are now on the agenda. Yet, with the globalization of the economy, new and unprecedented risks proliferate, most of them being of the 'manufactured' kind that stem...