SEPA was created by Europe's banks in 2002 in response to regulations and plans drawn up by the European Commission from a meeting in Lisbon at the turn of the millennium. Consequently, SEPA has been assisted by new legislation, the PSD, which was agreed in 2007. The implementation of SEPA takes place in 2008 within the banking industry, with full operation in 2010, and will be a massive change to not just banking, but all aspects of finance and financial services across Europe and the globe.
This is because the vision for SEPA is that, by 2010, all euro payments are treated in the same...
SEPA was created by Europe's banks in 2002 in response to regulations and plans drawn up by the European Commission from a meeting in Lisbon at the tu...
This is not a book about the financial crisis. This book is about the outcome. It tracks the markets from the day that Lehman Brothers collapsed, and before with Northern Rock, through the reactions of policymakers, politicians, regulators and markets. It shows where the weaknesses were in hindsight, and where the pitfalls may be in foresight. It tries to give the reader a chance to absorb and understand the key movements that created the crisis, and the explanation of why banks, bonuses and bosses are still at the trough feeding and greeding their way through the issues faced. The Complete...
This is not a book about the financial crisis. This book is about the outcome. It tracks the markets from the day that Lehman Brothers collapsed, and ...
Are the investment banks a dangerously out of control threat to the global financial system, or do they bring innovation and liquidity to the market and alpha returns to their investors? Whichever your view, the investment world is changing and you need to know which are the key trends to track. This book reviews all of these areas and more. So, if you want to understand capital markets and investment banking and just why they get those big bonuses, this is a short guide for you. The Complete Banker series of books is based upon Chris Skinner's influential blog. The series is split into key...
Are the investment banks a dangerously out of control threat to the global financial system, or do they bring innovation and liquidity to the market a...
The future is uncertain. However, if you could identify the most critical things likely to occur in the future today, then you could capitalise commercially upon the opportunities presented. So that's what this book is all about: what are the most critical things that will occur in banking tomorrow that, if you invest in them today, mean that you can make your fortune. A simple enough premise, and one that I hold to be very true. So, if you want to work out how to the most successful bank you can be during the next decade, then this is the book for you. The Complete Banker series of books is...
The future is uncertain. However, if you could identify the most critical things likely to occur in the future today, then you could capitalise commer...
Most banks are anti-social. They don't engage with customers to 'delight' or 'exceed their expectations', mainly because customers don't expect anything different. That doesn't mean it cannot change. The social media revolution is rapidly turning this planet on its head. So, if you want to work out how to be a social bank and connect with your targeted communities of customers, this is a short guide as to how to do it. The Complete Banker series of books is based upon Chris Skinner's influential blog. The series is split into key themes covering retail, commercial and investment banking and...
Most banks are anti-social. They don't engage with customers to 'delight' or 'exceed their expectations', mainly because customers don't expect anythi...
If you think that money is important (and who doesn't), then so is the ability to process money - in other words, payments. And that's what this book is all about: from processing payments over the internet and on your mobile telephone; to payments via cards, cash and cheques; to massive international payments operations and the challenges faced by banks in these areas, including the continual vigilance needed to avoid money launderers and terrorists. The Complete Banker series of books is based upon Chris Skinner's influential blog. The series provides the reader with all they need to know...
If you think that money is important (and who doesn't), then so is the ability to process money - in other words, payments. And that's what this book ...
The markets are mad and, right now, they're mad with the Europeans. Tomorrow, who knows? This new edition looks at the crisis in the eurozone and its maelstrom of debt funding issues. It considers the crisis of leadership, with all the markets betting the eurozone will crash unless and until the European Central Bank steps in to sort out the mess through direct central bank funding. Something which, at the time of writing, the Germans are resisting but which appears to be inevitable. But this is not just another book about the financial crisis. This book is about the outcome. It tracks the...
The markets are mad and, right now, they're mad with the Europeans. Tomorrow, who knows? This new edition looks at the crisis in the eurozone and its ...
Becoming a Digital Bank is a bit like asking for directions. The awkward answer is that we would not start from here. Unfortunately, 'here' is where we are. Where is 'here'? 'Here' is where most of the deposit account systems are. Systems that were built before the Internet became part of our lives, but now we have the mobile Internet showing that all of these systems need renovation to cope with the demands of this digital age. Many deposit account systems were built on a raft of ancient codes, lacking a cohesive technical architecture. They are a collection of software packages running on a...
Becoming a Digital Bank is a bit like asking for directions. The awkward answer is that we would not start from here. Unfortunately, 'here' is where w...
